Ingredients

1/2 cup brown sugar

1/2 cup white sugar

1/2 cup butter, at room temp

4-5 very ripe bananas, mashed

2 cups flour

1 cup nuts

1 cup chocolate chips

1 Tbls. baking powder

1/4 cup milk or half+half, mixed w/ 1 tsp. apple cider vinegar

1 tsp. vanilla

1 tsp. cinnamon

1/4 tsp. allspice

1/2 tsp. salt

Preparation

Preheat oven to 350 F. Spay loaf pan or muffin tins w/ non-stick cooking spray.

Sift together flour, baking powder, salt, and spices.

Cream together the margarine & sugars. Add bananas, soy milk, and vanilla.

Add wet ingredients to dry ingredients. Mix well. Add nuts and carob/chocolate chips. Mix.

Pour batter into loaf pan or muffins tins/cups.

Bake loaf for 1 hour to 1 hour, 10 minutes. Bake muffins for approx. 30 minutes